Building’s Insurance Reinstatement Cost

Most insurance underwriters require a professional evaluation of a building’s rebuilding cost following total destruction. Also known as a Reinstatement Cost Assessment (RCA).

Property owners often neglect to calculate the actual rebuilding cost when advising their insurance company of the total sum needed for their building’s insurance. It is their responsibility to insure for the right rebuilding cost value, to prevent penalties in the event of claims.

It is important to note that market value of your property has no direct relationship to the rebuilding cost of your building.

A RCA may also identify over-insurance, and could therefore even produce a reduction in your current insurance spend.

If you’re looking to reduce your insurance overheads and get an up to date cost for rebuilding costs of your property then get in touch with us today.

Building’s Insurance Reinstatement Cost

Most insurance underwriters require a professional evaluation of a building’s rebuilding cost following total destruction. Also known as a Reinstatement Cost Assessment (RCA).

Property owners often neglect to calculate the actual rebuilding cost when advising their insurance company of the total sum needed for their building’s insurance. It is their responsibility to insure for the right rebuilding cost value, to prevent penalties in the event of claims.

It is important to note that market value of your property has no direct relationship to the rebuilding cost of your building.

A RCA may also identify over-insurance, and could therefore even produce a reduction in your current insurance spend.

Why Choose Us

Appointing a skilled Chartered Surveyor and valuer is crucial to the process and Capital Chartered offer a comprehensive and cost-effective service to both 'one-off' and high volume portfolio instructions.

With our wealth of experience, expertise and significant surveying resources we can assess your property and provide highly accurate Insurance Reinstatement Cost for all types of residential properties.

If you’re looking to reduce your insurance overheads and get an up to date cost for rebuilding costs of your property then get in touch with us today.

A correct re-build sum insured in the event of a loss will save you hassle, time, money. Not only will you have peace of mind that you are insured correctly, but in addition there are a number of insurers who will agree to waive the Average.

Our Building’s Insurance Reinstatement Cost Summary
  • Our Reinstatement Cost Assessments are undertaken in accordance with guidelines set down by the RICS.
  • Our expert team of Chartered Valuation Surveyors inspect, assess and undertake calculations to advise regarding an accurate rebuild cost.
  • This is typically achieved by taking detailed measurements and analysis of the property and by using the latest construction costs provided by the Building Cost Information Service (BCIS) as well as information from the Royal Institute of Chartered Surveyors (RICS).
  • A detailed written report is provided.
  • Post support is provided by phone and email.
When was the last time you had rebuilding costs valued?

To maintain accurate insurance cover it is recommended RCAs are reviewed every three years. This ensures you have the right value for rebuilding costs and means that you won’t be left short by your insurance company if you make a claim. It will also help to keep your premiums lower as you’ll only be insuring your property for the actual reinstatement costs.


Areas Covered Include:
  • Acton W3
  • Balham SW12
  • Barnes SW13
  • Battersea SW11
  • Bayswater W2
  • Belgravia SW1
  • Belsize Park NW8
  • Bow E3
  • Brixton SW2
  • Camden N1
  • Chelsea SW3, SW10
  • Chiswick W4
  • Clapham SW4
  • Clerkenwell EC1
  • Crystal Palace SE19
  • Ealing W5, W7, W13
  • Earls Court SW5
  • Finsbury N4
  • Fulham SW6
  • Hammersmith W6
  • Hampstead NW3
  • Highgate N6
  • Holland Park W11
  • Islington N1
  • Kennington SW8
  • Kensington SW7
  • Kilburn NW6
  • Maida Vale W9
  • Marylebone NW1
  • Mayfair W1
  • Notting Hill W11
  • Oval SW8
  • Pimlico SW1
  • Putney SW15
  • Raynes Park SW20
  • Richmond TW9
  • Sheen SW14
  • Shepherds Bush W14
  • Southfields SW18
  • St John's Wood NW8
  • Stockwell SW8, SW9
  • Streatham SW2, SW16
  • Tooting SW17
  • Vauxhall SW8
  • Victoria SW1
  • Wandsworth SW18
  • Westminster SW1
  • Wimbledon SW19
Postcodes covered include:
  • SW1-SW20
  • W1-W14
  • SE1-SE27
  • NW1-NW6
  • N1-N22
  • WC1 & WC2
  • EC1-EC4
  • E1-E20
  • KT1-KT10
  • TW9 & TW10
  • CR0-CR8

If you would like to get FREE Advice or a quote for our services then call 020 8875 0035 or click the button below and we'll get right back to you.